March Update

The official monthly update.

First, I did end up buying a new car. I need something reliable, and this one will last me a long time. I plan to make extra payments to get it out of the way quickly though.

Goals Update

• Review
• Financial
• Credit card debt totaling $0 (down $1,000.00) ("deadbeat" credit card balance isn't counted. That card is paid off every month) (goal $0)
• Loan debt totaling $0 (down $2,020) (goal $0) *GOAL REACHED*
  
• Loan debt totaling $0 (down $3,029.58)(goal $0) *GOAL REACHED*
  
• Old car loan totaling $0 (down $7,728.01) (goal $5,485.41)
• New car loan totaling $18,448.46 (up $18,448.46)
  
• Emergency fund totaling $5,268.72 (down $272.82) (goal $7,500)
• Roth IRA contributions to date: In savings, $2475.94 (up $418), invested in DCA plans, $200 (no change)(goal $5000)
• Charitable
• Total hours volunteered: 12
  

Of course, some small changes. I used some money from the emergency fund to pay off the other credit card when they decided to charge interest. I've paid back $500 into the fund so far, plus the regular donation from my paycheck. I still owe another $522.82 back, and I consider that a bill that needs to be paid. At least now, there's not that to worry about.

The car, of course, is new, but I talked about that already. I'll live. The car wasn't that expensive, but I was upside down on the first loan. Gap insurance was a must, and it was exceedingly affordable via USAA.

Other than that, things are going as planned.