January Update

Goals Update

First, an update, then some quick new items.

• Review
• Financial
• Credit card debt totaling $1,079.19 (down $335.41) (goal $0)
• Loan debt totaling $2,142.78 (no change) (goal $250)
• Car loan totaling $10,277.92 (no change) (goal $5,485.41)
• Emergency fund totaling $1,631.88(up about $377.81) (goal $7,500)
• Roth IRA contributions to date: In savings, $627 (up $209) (goal $5000)
• Charitable
• Total hours volunteered: 0
• Financial review
  
• Use some of my wife's bonus to pay off credit card
• I've been directing extra cash to the credit card, trying to bring down the balance so my debt/credit ratio improves. But, once my wife passes her APFT, as I'm sure she will, she has agreed to use some of her bonus to pay off the card. From that point on, the credit cards will be used only on a "deadbeat" basis (I will pay off the card before interest charges are assessed)
• Deposit $2000 of My wife's bonus to savings account
• My wife has agreed that $2000 will go into the emergency fund, and $1000 into her IRA. The entire remainder, after the card and the savings, will be $3500. It's hers to do with whatever she wants. She's been talking about a Wii and a new tattoo. She's definitely earned the money.
• Deposit at least $250 to savings account from pay
• This was done
  
• Deposit at least $418 to Roth IRA
• This was done
  
• Educational/Professional review
  
• Submit AMT BOR packet
• No change so far
• Assemble and submit E-6 packet
• No change so far
• Send off and follow up on life credit packet for BS
• I've sent off the forms to former employers. I hope they'll respond in time.
• I have also found an alternate location for my clinicals. If everything gets into place, I should be able to do those things I couldn't do at my employers at another facility.
• Physical review
  
• Start training for marathon on January 15th
• Started, and I've been doing some of the planned running, but not all of it. My wife has decided that it's not the right time for her to do a full marathon in May, due to her school workload, so we've keyed it down to a half, and we'll plan on doing the Seattle full marathon in November. Plus, it's way too cold to be running 10+ miles a day this time of year.
• Charitable review
  
• Volunteer at least one day to a charitable cause.
• I've turned in the paperwork, and interviewed for a volunteer position at planned parenthood. It will be 3 hours a week, as a clinic assistant. Nothing glamorous, but I feel it will be fulfilling. I expect to hear back soon.

February goals

• Financial
• Pay off credit card with wife's bonus
• Deposit at least $250 into my emergency fund from my paycheck
• +$2000 from my wife's bonus
  
• Deposit at least $418 into our IRAs
• +$1000 for my wife's IRA from her bonus
• Save at least half of our tax return
• Increase my payments on the signature loan to $150/month instead of the $122/month
• Educational/Professional
• Follow up on board of registry application with the other person.
• Follow up on the life experience credit forms
• Follow up on the alternate clinical site
• Assemble and submit E-6 packet
• Physical
• Continue training for the half marathon
• Charitable
• Begin working volunteer position if accepted, apply elsewhere if not.